Thomas Andreas Weber
I help people make the right financial choices for their important life decisions – product-neutral and independent.
Location: Aarau
Company: Avadis Finanzpartner AG (Experte für Ihre Finanzplanung und Vorsorge)
Languages: Deutsch, Englisch
Qualifications: Dipl. Finanzplanungsexperte NDS HF, Dipl. Finanzberater IAF, Certified Financial Planner CFP, Finanzplaner mit eidg. FA, MAS ZFH in Banking & Finance, BSc ZFH in Betriebsökonomie mit Vertiefung in Banking & Finance, Sozialversicherungs-Fachmann mit eidg. FA
Topics: Vorsorge & Pensionsplanung, Vermögensaufbau & Anlegen, Immobilie, Nachfolgeplanung, Steuern, Versicherungen
Specialties: Rentenbezug vs. Kapitalbezug, Frühpensionierung, PK-Einkauf, Pensionskasse, AHV-Optimierung, Steueroptimierung bei Kapitalbezug, Investieren statt Sparen, Steuern bei Kapitalbezug, Säule 3a Steuern, 3. Säule, ETF-Portfolios, Lebensversicherung, Nachhaltige Anlagen, Alternative Anlagen, Wohnsituation im Alter, Eigenheimkauf, Renovation, Anlageobjekte, Hypotheken-Optimierung, Säule 3a Steueroptimierung
Rating: 5.0 out of 5 (7 reviews)
About Thomas Andreas
Integrated financial and pension planning
When banks, insurance companies and individual solutions are not enough.
Many only realize in hindsight that they've wasted tax money and missed opportunities for returns – even though "everything seemed to be in order." In reality, an integrated plan is often lacking: retirement planning, cohabitation/inheritance law, business, real estate, and assets operate independently. This leads to costly gaps, unnecessary risks, and decisions based on gut feeling.
With my neutral, independent financial and pension planning, you receive calculated scenarios, a clear structure and a prioritized to-do list – including decision support for key questions such as pension or lump-sum withdrawal .
With us you get:
Protection in case of emergency (partner, children, assets and business remain capable of acting)
Save on taxes through coordinated procurement and structural decisions
Optimize returns through strategic wealth accumulation instead of chance
Structuring financing (affordability, mortgage logic, liquidity)
Secure implementation if required with notary, tax advisor and trustee (I coordinate the basis, the partners implement cleanly). Clarify complex financial questions simply – together, understandably, proactively, product-neutrally.
I bring 30 years of experience from major banks, regional banks and insurance companies and now work as an independent financial planning expert – specializing in:
- Creating financial clarity, transparency and security
Is early retirement possible? Or is partial retirement a better option?
Pension or lump sum – which is better for me?
- Investing money - efficiently, effectively and cost-consciously
- Securing and optimizing real estate financing from banks
I frequently work with executives, entrepreneurs, cohabiting couples and people aged 45 and over who want to bring clarity and structure to their financial future.
In addition to my consulting work, I also work as an examination expert, lecturer and board member, and am responsible for quality assurance of the "Insurance and Pension Consultant IAF" certification – this broad perspective directly influences my work.
Let's look at your request together. I look forward to our conversation.
Professional experience:
8 years at major banks, 8 years at regional banks, 8 years at insurance companies and 8 years in SMEs
Current secondary occupations:
Board member of Immocompass AG, President and Head of the Quality Assurance Commission of certified insurance and pension advisors IAF, Head of the certified financial advisors IAF, Chief expert/examination author of certified financial planners with federal professional certificate, lecturer at Mendo AG (Wealth Management module, "Certified Financial Advisors IAF" course) and experienced member of a pension fund trustee