
Accessible, hands-on and committed!
I am Jana Hartmann, customer advisor at Migros Bank in Lucerne.
With over 9 years of experience in the financial industry, I am committed to supporting you with your financial concerns. I am happy to advise you on issues relating to investing, pension provision and financing, among others.
My professional career began at UBS, continued through Raiffeisenbank Pilatus and brought me to Migros Bank in 2022. These diverse experiences enable me to offer you comprehensive and competent advice that is individually tailored to your needs.
At Migros Bank, we pride ourselves on being accessible, hands-on and committed - values that I live by every day in my work. My goal is to offer you personal and uncomplicated advice that is tailored to your individual needs.
In my free time, I am passionate about traveling and discovering new cultures. Exchanging ideas with people from different walks of life not only enriches my personal life, but also gives me valuable insights that I incorporate into my work. These experiences enable me to respond to your individual needs with openness and understanding.
I look forward to getting to know you and working with you on your financial goals.
Don't hesitate to contact me - I'm always here for you!
Qualifications
Relevant Diplomas
Dipl. Finanzberaterin IAF, 2022
Language(s) in counseling
Deutsch
Topics:
Assess the overall financial situation
Receive a pension or capital
Invest money
Financial Planning
Early retirement, is it possible?
Buy a home
Pension fund buy-in, is it worthwhile?
Homeownership in retirement age
Pillar 3a
Create a budget plan
Partner protection
Budget plan after retirement
Save taxes in retirement
Tax optimization
Second opinion
Second opinion on retirement plan
Optimize tax burden after retirement
Advance on inheritance
Living situation
Real estate as a pension
Affordability as a widow
Sell a property
Finance a holiday home
Real estate as an investment object
Invest vested benefits funds
Major purchase
Insure against disability and death
Optimize insurance policies

Evaluation
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