...

...

Michael Gschwend has not entered any text yet.

1. **Passions and hobbies**: "I am a passionate hiker and enjoy discovering new routes. Nature gives me energy and inspires me. Football is also one ...

1. **Passions and hobbies**:

"I am a passionate hiker and enjoy discovering new routes. Nature gives me energy and inspires me. Football is also one of my passions."

2. **Values and beliefs**:

"Honesty and integrity are very important to me. I believe that you can achieve a lot with openness and respect."

3. **Skills and talents**:

"I have been playing football since I could walk and I owe certain characteristics to the sport."

4. **Goals and ambitions**:

"As a financial advisor, I support people to help them achieve their financial goals and build a better future."

5. **Empathy and listening**:

"I am a good listener and like to help people when they need advice or support."

6. **Humor and fun**:

"I love making people laugh with funny stories. Laughter is the best medicine for me." Show less

Qualifications: Master's in Banking & Finance NDS FH (HWZ), Bachelor of Science in Business Administration (HWZ), Certified Financial Planning Expert ...

Qualifications:
Master's in Banking & Finance NDS FH (HWZ), Bachelor of Science in Business Administration (HWZ), Certified Financial Planning Expert NDS HF, Certified Social Insurance Specialist with Federal Certificate of Competence, Certified Financial Advisor IAF

Professional Experience:
8 years at major banks, 8 years at regional banks, 8 years at insurance

Current Part-time Positions:
Member of the Board of Directors of Immocompass AG, President and Head of the Quality Assurance Commission for Certified Insurance and Pension Advisors IAF, Head of Department for Certified Financial Advisors IAF, Main Expert/Examination Author for Certified Financial Planners with Federal Certificate of Competence, Lecturer at Mendo AG (Assets Module, Certified Financial Advisor IAF Course), and experience as a member of the Board of Trustees of a pension fund Show less

Vithursan Bala has not entered any text yet.

For over 20 years, I have been advising and supporting people in matters relating to retirement planning, wealth creation and growth, tax optimization ...

For over 20 years, I have been advising and supporting people in matters relating to retirement planning, wealth creation and growth, tax optimization, and mortgages.
While in-depth specialist knowledge is essential for presenting customized solutions, my primary focus is always on the individual. Show less

Finances are more than just numbers – they are an essential part of our lives. As a financial advisor, I accompany my clients through all phases of ...

Finances are more than just numbers – they are an essential part of our lives. As a financial advisor, I accompany my clients through all phases of life with passion, expertise, and vision. My goal is to create customized solutions that not only provide financial security but also open up long-term prospects.

With years of experience in the financial industry and a deep understanding of my clients' needs, I stand for transparent, honest, and sustainable advice. My goal is to make complex topics understandable and to develop customized strategies that are a perfect fit for my clients.

A special highlight of my professional career was the award I received in 2024: I was ranked among Allianz's top 20 advisors in Switzerland in the Start-Up category. This recognition confirms my commitment and dedication to providing excellent financial advice.

I look forward to continuing to support my clients with expertise and dedication – for a financially secure and successful future. Show less

I focus on added value. I have been living independence for over 8 years. What does independence mean? With me, every customer experiences independe ...

I focus on added value.

I have been living independence for over 8 years. What does independence mean?

With me, every customer experiences independent advice. With over 60 partners, I am always available to my customers. Together we will find the best way to achieve financial freedom.

My areas of expertise are the optimization of securities investments (be it through one-off payments or monthly fund savings plans) as well as customized advice on real estate financing. I develop holistic concepts for you for wealth creation and asset diversification. Think of me as your long-term companion who will support you independently like a coach through all phases of life.

It's not just about acquiring property, but also about maintaining it over the years - especially in old age and in the event of a death in the family (protecting partners and children).

Your hard-earned money should work just as hard for you, even while you sleep. Let's revise or redesign your budget together to find out how you can build your wealth efficiently. I look forward to discussing your financial goals with you and guiding you on your path to financial success.

Remember, the biggest mistake in investing is not investing. Show less

It is my primary goal to support and accompany our clients, companies and their employees in their financial planning. Essential: preserve what is imp ...

It is my primary goal to support and accompany our clients, companies and their employees in their financial planning. Essential: preserve what is important to you; achieve what is possible. And we achieve this with commitment, competence, ambition and empathy.

The goals are achieved by developing and implementing plans that are individually tailored to the client. We focus on aspects such as maintaining the usual standard of living, sustainable optimization and long-term security.

Regardless of your current life situation, we ensure personal security and adapt it to any changes in a flexible and targeted manner.

What we offer: personal consultations on site or by telephone, video conferences, presentations or training courses.

Your situation and your wishes are the most important thing for us. Of course, the support does not end with the implementation of the order. Our service includes a complete and ongoing analysis of your life situation, negotiations with partners and institutions - but above all, support in a changing life situation and the resulting developments.
Our successful cooperation with business partners
(national and international) as well as our extensive experience are testament to the successes of the company "B&F Partner" to date.

We also specialize in "expats". Here we can already count numerous specialists and managers among our satisfied clients. If difficult situations arise - e.g. legal questions - we can rely on competent, professional partners.
We also operate in the financial world (investments, etc.) on national and international ground.
That is why our name stands for B for education and F for finance.

We see our services as a complete package. We remain transparent, professional, focused - and always oriented towards people. Personal contact, a partnership based on trust, seriousness and professionalism are our strength - and your gain! Show less