Hey - I'm pleased to welcome you here.
My name is Hendrik, I was born, grew up and still live in beautiful Graubünden. I use my free time to spend t ...
Hey - I'm pleased to welcome you here.
My name is Hendrik, I was born, grew up and still live in beautiful Graubünden. I use my free time to spend time with my family, eat well or ride my motorcycle.
After my training as a merchant EFZ, I was drawn to the insurance and finance industry. To this day, it is an extremely interesting area for me both privately and professionally, as every situation, every customer and every family is different. After successfully completing my training as an insurance broker VBV, I decided to deepen my passion for the world of finance and investments. First, I was able to acquire expanded knowledge about pensions, insurance, finance and real estate through further training as a certified financial advisor IAF.
True to the motto of lifelong learning, I completed the federal professional certificate as a financial planner in 2023. Show less
Everyone has dreams as a child, but these are often buried as we grow older due to external influences and opinions.
No one is protected from externa ...
Everyone has dreams as a child, but these are often buried as we grow older due to external influences and opinions.
No one is protected from external influences.
We at Fabjoos finance GmbH pass on our knowledge, insights and experiences to you so that you can achieve your goals.
It is never too early or too late to deal with the topic of finances, because they accompany us throughout our lives. Show less
It is always worth asking questions, regardless of whether you are satisfied with your bank or not.
The financial world is dynamic and complex, and th ...
It is always worth asking questions, regardless of whether you are satisfied with your bank or not.
The financial world is dynamic and complex, and the best decisions can often only be made by considering different perspectives. Even if you are satisfied with your current solution, that does not mean that it is really tailored to you. After more than 20 years as Head of Sales and member of the management team at Graubündner Kantonalbank, I know how important it is to regularly review existing situations or critically question new offers. I invite you to question your financial strategy with me so that you can be sure that it really fits your goals and needs. As a completely independent financial advisor, I am at your side with comprehensive specialist knowledge and many years of experience. I use my expertise specifically to help you shape and optimize your financial situation.
Why should you choose me?
I am not tied to any specific products or financial institutions. I offer you objective advice that is based exclusively on your interests and goals, without any restrictions due to internal company guidelines or sales pressure from consultants. I know the banking sector from different perspectives and know how banks and financial institutions make decisions. Not always to the benefit of their customers.
Your benefit from a well-founded second opinion:
It is often helpful to get an independent second opinion to ensure that the decisions you have made or are about to make are really the best for you.
I take the time to critically question your existing financial products and strategies. I objectively analyze whether your current solutions actually deliver the desired results and whether it would make sense to consider alternative approaches. I help you to reflect on and question your financial situation.
Tailor-made alternatives:
On the basis of my analysis, I will develop tailor-made alternatives or optimizations for you, where appropriate. Your goals and wishes are the focus. Regardless of whether it is about structuring your assets, buying or selling residential property or your retirement planning, together we will develop a solution that is optimally tailored to your life situation.
Trust an expert who has your interests in mind.
If you are looking for an independent financial advisor who understands your goals and supports you with sound advice, then I am the right person to contact. Let us shape your financial future together, with expertise, integrity and a clear focus on your individual needs. If desired, I can also accompany you to negotiations with your bank or represent you on your behalf. Show less
B.Sc. ZFH in Betriebsökonomie mit Vertiefung in Banking and Finance
Active
family-oriented
Welcome to my profile! 😊
Everyone has individual goals and dreams – that’s why a customized financial strategy is essential. I guide you throu ...
Welcome to my profile! 😊
Everyone has individual goals and dreams – that’s why a customized financial strategy is essential. I guide you through the financial jungle and help you optimize your finances, minimize risks, and build long-term wealth.
🔹 More financial freedom through smart financial optimization
🔹 Secure retirement planning & smart investment strategies for your future
🔹 Budget planning that helps you get the most out of your income
🔹 Real estate financing tailored to your needs
My goal? Maximum financial advantage for you!
As your personal advisor, I’m by your side for the long term – independent, honest, and with a clear plan.
📩 Let’s talk! I look forward to hearing from you. Show less
As a financial planner, my company aims to present you with the solutions you require for questions relating to financial advice and financial plannin ...
As a financial planner, my company aims to present you with the solutions you require for questions relating to financial advice and financial planning. This can be done either as purely strategic advice and planning work or, if you wish, as support in the operational implementation based on the solution you have chosen.
So that I can calculate the scope of your questions and my advice and planning effort, I find it useful if a short exchange could take place via Zoom or Teams.
This way I know what it is specifically about, how I can help you with your issue, what documents I would need and what the next steps could be.
My advice and planning areas cover the following issues: Retirement and risk planning as part of pension provision, asset investment, real estate financing, insurance cover for private individuals and SMEs. Tax, property and inheritance law issues, financial planning, pension planning.
A budget can also be drawn up together on request.
My professional career has led me into finance, or rather into financial planning and all related areas, contexts and issues. Show less
My heart belongs to the Rhine Valley. I have lived in this beautiful place for almost 47 years. I live in the idyllic Hinterforst near Altstätten/Eic ...
My heart belongs to the Rhine Valley. I have lived in this beautiful place for almost 47 years. I live in the idyllic Hinterforst near Altstätten/Eichberg with my lovely wife Caroline and my 11 and 13 year old children. At the beginning of my professional life, it was anything but clear that I would one day gain a foothold in the insurance industry. I completed my apprenticeship as a polymechanic. Shortly afterwards, I ventured into the pension and insurance industry. I discovered my passion for the financial world and quickly set up my own business. For 18 years now, I have been looking after people in different life situations with the right insurance solutions: from birth to retirement age. After almost two decades in the industry, I still find the work very enjoyable. Would you like to find out more about me? I would be happy to give you my time. I look forward to meeting you personally soon. Show less
I am a financial coach with heart and soul. I love helping people understand and improve their finances.
I understand that everyone has their own sit ...
I am a financial coach with heart and soul. I love helping people understand and improve their finances.
I understand that everyone has their own situation and I help you to take your individual needs into account.
With my expertise and experience, I will accompany you on your way to a financial future that gives you security and satisfaction.
Due to the fixed compensation from my employer, I can recommend the solution that suits you best without any pressure.
Contact me without obligation for an introductory meeting. I look forward to getting to know you and finding out how I can help you. Show less
With over 25 years of professional experience, I know the different customer needs very well and can offer you individual solutions.
If necessary, I ...
With over 25 years of professional experience, I know the different customer needs very well and can offer you individual solutions.
If necessary, I will bring in other specialists to work out the best possible option for you.
If you want to be sure that you will receive advice that is tailored to you, choose me. Due to the fixed compensation I receive from my employer, I can recommend the solution that really suits you best without any pressure.
Get in touch for a non-binding introductory meeting! Show less
I have been working for reputable providers since 2017 and know the basic cost factors, which I would be happy to point out to you.
I only offer advi ...
I have been working for reputable providers since 2017 and know the basic cost factors, which I would be happy to point out to you.
I only offer advice on topics in which I am well-versed and have practical experience. If I reach my limits, I have the resources to provide.
My areas of expertise are:
-Insurance against disability and death
-Cost optimization and help with investment instruments
-Comprehensive advice on home ownership planning Show less