Raiffeisenbank employee
AXA employee
Pension advisor and financial advisor with federal professional certificate
VBV / AFA examination expert
Trainin ...
Raiffeisenbank employee
AXA employee
Pension advisor and financial advisor with federal professional certificate
VBV / AFA examination expert
Training: Financial planner with federal professional certificate / VSK qualified business specialist / IAF U&V qualified occupational pension advisor / CYP Swiss Banking Show less
Hey - I'm pleased to welcome you here.
My name is Hendrik, I was born, grew up and still live in beautiful Graubünden. I use my free time to spend t ...
Hey - I'm pleased to welcome you here.
My name is Hendrik, I was born, grew up and still live in beautiful Graubünden. I use my free time to spend time with my family, eat well or ride my motorcycle.
After my training as a merchant EFZ, I was drawn to the insurance and finance industry. To this day, it is an extremely interesting area for me both privately and professionally, as every situation, every customer and every family is different. After successfully completing my training as an insurance broker VBV, I decided to deepen my passion for the world of finance and investments. First, I was able to acquire expanded knowledge about pensions, insurance, finance and real estate through further training as a certified financial advisor IAF.
True to the motto of lifelong learning, I completed the federal professional certificate as a financial planner in 2023. Show less
Everyone has dreams as a child, but these are often buried as we grow older due to external influences and opinions.
No one is protected from externa ...
Everyone has dreams as a child, but these are often buried as we grow older due to external influences and opinions.
No one is protected from external influences.
We at Fabjoos finance GmbH pass on our knowledge, insights and experiences to you so that you can achieve your goals.
It is never too early or too late to deal with the topic of finances, because they accompany us throughout our lives. Show less
It is always worth asking questions, regardless of whether you are satisfied with your bank or not.
The financial world is dynamic and complex, and th ...
It is always worth asking questions, regardless of whether you are satisfied with your bank or not.
The financial world is dynamic and complex, and the best decisions can often only be made by considering different perspectives. Even if you are satisfied with your current solution, that does not mean that it is really tailored to you. After more than 20 years as Head of Sales and member of the management team at Graubündner Kantonalbank, I know how important it is to regularly review existing situations or critically question new offers. I invite you to question your financial strategy with me so that you can be sure that it really fits your goals and needs. As a completely independent financial advisor, I am at your side with comprehensive specialist knowledge and many years of experience. I use my expertise specifically to help you shape and optimize your financial situation.
Why should you choose me?
I am not tied to any specific products or financial institutions. I offer you objective advice that is based exclusively on your interests and goals, without any restrictions due to internal company guidelines or sales pressure from consultants. I know the banking sector from different perspectives and know how banks and financial institutions make decisions. Not always to the benefit of their customers.
Your benefit from a well-founded second opinion:
It is often helpful to get an independent second opinion to ensure that the decisions you have made or are about to make are really the best for you.
I take the time to critically question your existing financial products and strategies. I objectively analyze whether your current solutions actually deliver the desired results and whether it would make sense to consider alternative approaches. I help you to reflect on and question your financial situation.
Tailor-made alternatives:
On the basis of my analysis, I will develop tailor-made alternatives or optimizations for you, where appropriate. Your goals and wishes are the focus. Regardless of whether it is about structuring your assets, buying or selling residential property or your retirement planning, together we will develop a solution that is optimally tailored to your life situation.
Trust an expert who has your interests in mind.
If you are looking for an independent financial advisor who understands your goals and supports you with sound advice, then I am the right person to contact. Let us shape your financial future together, with expertise, integrity and a clear focus on your individual needs. If desired, I can also accompany you to negotiations with your bank or represent you on your behalf. Show less
- upbeat and optimistic
- solution-oriented in a straightforward manner
- several years of experience in the financial sector
- owner of valvida - fin ...
- upbeat and optimistic
- solution-oriented in a straightforward manner
- several years of experience in the financial sector
- owner of valvida - financial planning, insurance and real estate Show less
The vision and goal of NEUTRALENVERSICHERUNGSBÜRO Lerjen&Grogg is to provide competent support to every person, every household and every company in ...
The vision and goal of NEUTRALENVERSICHERUNGSBÜRO Lerjen&Grogg is to provide competent support to every person, every household and every company in the areas of financial planning, real estate, investments, insurance, pensions and health insurance. We are committed to our customers and are available to you at any time for all financial questions. With NVB at your side, you have a qualified and reliable business partner in the financial sector who is on an equal footing. Show less
My motivation / my WHY
Even as a child, the subject of money often caused disagreements and left me with a feeling of unease. That's why money took o ...
My motivation / my WHY
Even as a child, the subject of money often caused disagreements and left me with a feeling of unease. That's why money took on a special meaning in my life. Today, it is important to me to show others how they can use simple strategies to make their money work for them in order to experience abundance and wealth.
I discovered my passion for finances at an early age. I have been consistently pursuing my wealth building for more than two decades. Around 20 years ago, I bought my first shares and bonds. With commitment and dedication, I continuously deepened my knowledge in this area over the following years. It is important to me that I apply all the financial approaches that I pass on to others myself and have thoroughly tested them.
As a married father of two daughters, I can empathize/think very well with the respective situations of other families. I find this an important aspec ...
As a married father of two daughters, I can empathize/think very well with the respective situations of other families. I find this an important aspect in advising on financial family matters, as a certain degree of empathy must be present. So to speak, you know one or two "problems" because you can speak from experience.
As a Certified Financial Planner CFP®️, you can expect from me that you will receive high-quality advice that covers all areas and is comprehensive.
Thanks to my experience, which I gained at the life insurer Swiss Life and at my current employer Raiffeisen, I can offer you added value from both areas. Show less
Fee-based consulting