Tobias Vinzent
Create transparency. Show options. Make confident decisions.
Location: St. Gallen
Company: Swiss Life Wealth Managers
Languages: Deutsch, Englisch
Qualifications: eidg. dipl. KMU-Finanzexperte, Finanzplaner mit eidg. FA, Certified Financial Planner CFP, MAS in Banking and Finance
Topics: Vorsorge & Pensionsplanung, Vermögensaufbau & Anlegen, Immobilie, Steuern, Versicherungen, Nachfolgeplanung
Specialties: Rentenbezug vs. Kapitalbezug, Frühpensionierung, Steuern bei Kapitalbezug, ETF-Portfolios, Säule 3a Steuern, Unternehmensnachfolge
Rating: 5.0 out of 5 (3 reviews)
About Tobias
Holistic financial and asset planning for people who want to consciously shape their financial future.
I have worked in the financial industry for over 20 years, combining experience in fiduciary services, insurance, banking, and wealth management. Today, I am a regional manager at Swiss Life Wealth Managers, advising discerning private clients, particularly on complex financial matters.
My focus is on a holistic view of the financial situation – from wealth accumulation and investments to retirement planning and pensions, as well as tax issues, real estate and succession solutions.
It is particularly important to me that financial decisions are not considered in isolation. A good investment strategy must fit one's personal circumstances, retirement planning should take tax and pension law aspects into account, and for entrepreneurs, private and business assets must be considered in both the analysis and in scenario planning.
As a Certified Financial Planner (CFP®) and with further training in areas including Wealth Management, Banking, International Trust Management, SME Finance Expert and Certified Crypto Finance Expert, I have a broad professional perspective.
My main areas of focus:
Holistic financial and asset planning
Investment and wealth management advice
Retirement and pension planning
Tax optimization within the framework of financial planning
Real estate and financing issues
Succession and generational planning
Financial planning for female and male entrepreneurs and family businesses
Wealth management and long-term asset strategies
I am convinced that good financial planning doesn't begin with a solution or a product, but with asking the right questions. My aim is to make complex financial relationships understandable, to show different options, and to develop solutions together with my clients that fit their long-term goals and life situation.
For me , trust, independence of thought, personal responsibility and a long-term customer relationship are paramount.