Patrick Peter
Everything I do is about helping people to progress as individuals. I believe that to do this, you have to know your \"why.\"
Location: Sursee
Company: Tria Consulting AG
Languages: Deutsch
Qualifications: Finanzplaner mit eidg. FA, CAS Professional Leadership for Finance, dipl. Finanzberater IAF
Topics: Vorsorge & Pensionsplanung, Vermögensaufbau & Anlegen, Immobilie, Nachfolgeplanung, Steuern, Versicherungen
Specialties: Rentenbezug vs. Kapitalbezug, Frühpensionierung, PK-Einkauf, Pensionskasse, AHV-Optimierung, Steueroptimierung bei Kapitalbezug, Steuern bei Kapitalbezug, Investieren statt Sparen, 3. Säule, Unternehmensnachfolge, Wohnsituation im Alter, ETF-Portfolios, Nachhaltige Anlagen, Alternative Anlagen, Eigenheimkauf, Renovation, Anlageobjekte, Hypotheken-Optimierung, Säule 3a Steueroptimierung, Wohnsitz-Optimierung
Rating: 5.0 out of 5 (12 reviews)
About Patrick
As an independent financial planner with a federal diploma, I support people aged 50 and over on their path to a well-structured and financially secure retirement. Many of my clients face important decisions: Should they receive their pension as an annuity or a lump sum ? Is partial retirement a sensible option? Is it worthwhile to defer their AHV (Swiss old-age and survivors' insurance) benefits, or is an earlier withdrawal more advantageous?
Topics such as mortgages in old age, Pillar 3a, tax implications of capital withdrawals, the long-term income situation in retirement, inheritance law, gifts to children, advance directives and the financial security of the spouse are becoming increasingly important with regard to retirement .
What happens next if you are interested in an initial consultation?
We work according to the philosophy of Understanding – Advising – Accompanying .
Understanding (duration approx. 60 minutes)
Understanding begins with a free initial consultation, in which we aim to understand your current situation and identify your needs, challenges, and other relevant issues. Simply put, the question is: what needs to happen at the end of the entire consultation process for you to feel that the time and costs invested are absolutely worthwhile?
Consultation (duration 90–120 minutes)
The consultation covers the agreed-upon agenda outlined in the offer and the free initial consultation. Together, we will assess your current situation, address any questions you may have, and discuss the next steps, such as notary appointments, developing a concept, or other procedures. This consultation focuses solely on providing advice, not on products. If the concept indicates a need and the benefits of changes, these steps can also be discussed and, if desired, supported.
Accompanying (individually)
In our experience, support during this important phase of life is invaluable. Therefore, we have developed a support concept that allows you to choose whether you want it and, if so, to what extent and at what intervals.
A little more about myself
I live with my partner and our dog in our own home in Kräiligen. My passion for explaining financial and retirement planning in a simple and understandable way leads me to lecture on retirement planning and legal knowledge for prospective graduates of the IAF certified financial advisor program at Mendo .
As a counterbalance to my professional life, I have a great passion for sports, especially Hyrox. For me, there are many parallels between sports and financial planning: Long-term success doesn't happen by chance, but through discipline, a clear strategy, and consistent perseverance.
If you would like to start thinking about your retirement, your financial future, or questions concerning assets, home ownership, and inheritance early on, I look forward to meeting you and working with you to find the right solution for your situation.