Reto Camenisch
Your personal financial optimization - Independent. Competent. Understandable.
Location: Kloten
Company: FINOP AG
Languages: Deutsch, Englisch
Qualifications: Finanzplaner mit eidg. FA, Diploma of Advanced Studies in Banking
Topics: Vorsorge & Pensionsplanung, Vermögensaufbau & Anlegen, Immobilie, Steuern, Versicherungen
Specialties: Rentenbezug vs. Kapitalbezug, Steuern bei Kapitalbezug, PK-Einkauf, Frühpensionierung, Pensionskasse, Investieren statt Sparen, 3. Säule, Hypotheken-Optimierung, Säule 3a Steuern, Lebensversicherung, Wohnsituation im Alter, Immobilie verkaufen, Eigenheimkauf, Erbschaftssteuer, AHV-Optimierung, Anlageobjekte, Alternative Anlagen, Erwerbsunfähigkeitsversicherung, Rechtsschutzversicherung, Hausrat- und Haftpflichtversicherung
Rating: 5.0 out of 5 (17 reviews)
About Reto
Financial decisions are a matter of trust. For over 30 years, I have been helping people achieve their financial goals and shape their future with peace of mind. My experience – including as a general agent for a leading Swiss insurance company and in various roles at major and private banks – has clearly shown me one thing:
Good advice begins with listening.
In over 6,000 client meetings, I've experienced firsthand that every person and every company has their own unique story, desires, and challenges. My guiding principle has always remained the same: "Advise others the way you would want to be advised yourself."
Tailor-made pension planning
With my neutral pension planning, you will receive expert answers to your questions about your retirement and a long-term strategy for achieving your financial goals:
✅How will my income and assets develop after my retirement?
✅Is it worthwhile to withdraw a lump sum or a pension from my pension fund?
✅What smart measures will increase my tax savings?
Perfect financing for your property
Whether you're buying a home or extending a mortgage under optimal conditions - I will find and check the best offers on the market for you.
✅Easy access to top offers
✅Neutral advice and convenient processing
✅Long-standing financing expertise
Let your money work for you
I will review your existing portfolio and show you potential areas for improvement, or guide you to your first successful investment.
✅Determine the appropriate strategy
✅Seize promising opportunities while maintaining a "comfort reserve" as liquidity.
✅Ensure optimal diversification of your assets
Experience financial savings and optimal, tailor-made solutions through my independent advice. Your individual needs are my top priority, because your satisfaction is my motivation.
👉Arrange a free, no-obligation initial consultation now.
Whether in my office at Zurich Airport, at your home or online – I take the time to listen, understand and find the best way together with you.